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The 4th Pillar is looking to rethink the way individuals manage their professional history and receive payments. Using blockchain technology, existing barriers to financial security are crushed due to the ability to decentralize one’s savings and send cross-border payments with a nearly zero cost-basis. Along with payments, professional identities can be streamlined and smoothly presented to recruiters.

Recruitment has been an archaic procedure for the last few decades, filled with bottlenecks, bureaucrats, and bedlam. The 4th Pillar plans on replacing CVs, old-school references, and clunky databases with its next-generation all-in-one platform. Work-related documentation can be securely sent and organized, as well as controlled directly by the user.

On the platform, individuals will have the ability to control their data, build their savings, and develop a rich, private identity. Organizations will be able to manage payments, document confidentiality, and reward employee achievements to keep a harmonious workplace. Lastly, recruiters will now have the ability to comb databases, check verified work history against an immutable ledger of activity, and throw out their traditional, clunky documentation processes.

Disrupting Human Resources


The FOUR token provided by The 4th Pillar offers a wide variety of utility both directly on the platform and as a payments system. The entire 4th Pillar economy will be powered by the token in conjunction with Bokky’s token teleportation service to substitute normal gas costs for the token itself.

Platform access is granted by the FOUR token, as well as the ability to send any form of value to any party. On the community level, the tokens will be leveraged as positive incentive mechanisms and will provide early adopters value in being the first to use the platform.

In order to increase the accessibility of the token considering that it will be used to pay for subscriptions, 4th Pillar will be selling the tokens in euros directly to companies requesting to use the platform. The rollout of their direct sales exchange will occur in September and will continue to keep the company revenue-positive as they develop their blockchain-based ecosystem.

The Four Pillars of the FOUR Token


The 4th Pillar has a development schedule stretching through the next three years, with feature additions including mobile wallets, document distribution modules using IPFS, and a white-collar management algorithm implementation. With a team comprised of multiple professionals from the HR industry, they’re well suited to disrupt this type of business model.

The 4th Pillar’s platform isn’t still in a conceptual phase, but rather has plenty of administered development. The project has secured plenty of early users and strategic partners in order to kickstart adoption and efficiently market to the greater public. The working beta will be released on April 2nd, 2018 for the wider blockchain community to test, coinciding with their public sale.

Targeting a wallet deployment, identity database, and document distribution, the 4th Pillar is not only blockchain-positive but transparent as well with a public repository.

4th Pillar’s token sale is currently in its early contribution phase, and participation information can be found on their website. To read more about the project, check out both their Lightpaper and Whitepaper. Make sure to check out their Twitter and Telegram channel to stay on top of the latest news about the sale, or to chat with the team.



Biometric Cryptocurrency Card Protects Bitcoin with Fingerprints



Unikeys has officially announced its UKey cryptocurrency card.

In form, it’s shaped like any other regular payment card. But it’s designed to host multiple popular cryptocurrencies including Bitcoin, Bitcoin Cash, Ether, and Litecoin. What’s more, it features an embedded fingerprint sensor. Once a user’s fingerprint data has been registered and stored in the card’s Secure Element, the card is then able to biometrically authenticate the user for each transaction, ensuring a high level of security.

The biometric component is the product of a collaboration between Unikeys and Hong Kong-based MeReal Biometrics, which obtained its fingerprint sensor technology from Sweden’s Fingerprint Cards. Fingerprint Cards has been very busy in recent months seeking to secure a leading position in the biometric cards market as major financial services brands like Visa and Mastercard prepare for mass commercialization of this kind of technology; Unikeys, for its part, is ahead of the curve.

Of course, a key to success for the latter company will be establishing merchant support for its card’s cryptocurrency payments, and as RFID Journal reports, Unikeys is currently in talks with “several companies” concerning this issue. Unikeys’ CEO says the company is also planning to launch a pilot for its solution in Hong Kong, though details about the project are forthcoming.

Biometric Cryptocurrency Card Protects Bitcoin with Fingerprints

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Bitcoin This Week: Square’s Cash App Extends BTC Services, Bitcoin Adoption Years Away And More



Today on Bitcoin This Week we comment on Square’s Cash App recent announcement of extending its Bitcoin services to all Americans, we discuss Coinbase CEO comments on why he thinks Bitcoin adoption is years away and much more.

Saudi Committee Leaves No Doubt About Bitcoin Status

Saudi Arabia has reminded its citizens that trading in Bitcoin and other digital assets is expressly forbidden in the Kingdom, citing Bitcoin’s “high risk” and, what it terms as “negative consequences” for investors.

There were certainly negative consequences for investors this week, with Bitcoin falling back to within touching distance of its lowest 2018 price, before recovering on Wednesday.  The paternalistic Saudi government, meanwhile issued its warning through the “Standing Committee for Awareness on Dealing in Unauthorized Securities Activities in the Foreign Exchange Markets” pronouncing it was doing so to protect its people from “get rich” schemes and the dangers of transferring funds to unknown recipients.

Bitcoin Settling More Transactions Than Gold

Bitcoin, as everyone knows, has dropped in price considerably since the start of 2018.  It might surprise investors to learn, therefore, that in terms of settled transfers, the cryptocurrency is outpacing gold.

Nick Carter, a researcher at Coin Metrics, published statistics on Twitter comparing Gold settlement volume so far this year with Bitcoin.  He used the statistics of the London Bullion Market, stating that it represented at least 70% of all gold traded globally.  It would appear that the Gold market is likely to complete under $500 billion transfers this year. Bitcoin, however, has already transacted over $800 billion worth and is well on course to exceed one trillion dollars in settled transfers by the end of the year.

We Are Years Away From Bitcoin Adoption – Coinbase CEO

In crypto adoption terms, the world is roughly where it was with internet adoption back in 1998 according to Coinbase CEO Brian Armstrong.  Speaking to Forbes, Armstrong was bullish about cryptos chances of succeeding in countries that are experiencing turmoil, such as Venezuela and Turkey, but said that we were years away from being able to use Bitcoin and other cryptocurrencies on a day to day basis.

In Armstrong’s opinion, only around 10% of Bitcoin produced is used in real-world settings, citing video games as a specific use case where cryptocurrencies have seen a reasonable level of adoption.

Square’s Cash App Now Offering Bitcoin To All Americans

Coinbase will see increased competition in the United States with the announcement this week that Square’s Cash App has extended its Bitcoin trading services nationwide.  It had previously only been available in some U.S. states.

Cash App allows users to send money easily through a simple cellphone app.  It received a license to offer Bitcoin services to New Yorkers in June, having recorded a positive response to its crypto services.  Unsurprisingly, the announcement that Square had expanded its services nationwide was made by tweet as Square CEO Jack Dorsey is the co-founder of Twitter.

Markets – Almost Rock Bottom For Bitcoin

There was some relief for Crypto markets on Wednesday after an early week meltdown sent the market spiraling downward.  Bitcoin was far from being the worst affected however, and by Wednesday had largely recouped the losses suffered in the previous couple of days.  But its value, even with this recovery, was almost $2000 down from late July.

On Sunday, Bitcoin opened at $6283, and closed up at $6322.  Monday saw a sharp decline when it hit $6225. But worse was to follow.  On Tuesday, the crypto market was in freefall, Bitcoin trading for under $6000 for the first time since late June, closing the day having recovered to just under $6200.  Wednesday was better, with a steady upward curve sending the coin towards $6500 around noon. To see current prices click here.


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Great 2018 Altcoin Bubble: Which Crypto Tokens Were Least Affected?



Which Altcoins Registered the Least Losses During the Last Bear Market?
We have been in a bear market since the beginning of the year and most of the virtual currencies lost between 65% and 95% of their value. But there are three distinct groups of altcoins that have been made by in order to understand which altcoins performed better and worse.

As per this data, there are three groups of altcoins. The first and most dramatic one includes cryptocurrencies that registered bigger losses than 90%. These altcoins lost 80% once, and another 80% again.

If an investor bought during the all time high, then, this could be potentially harmful. Losing more than 90% of an investment is certainly not positive. The phrase ‘never invest more than what you are able to lose’ is more important to remember than never in such situations.

In general, we can think that these situation happened to virtual currencies that are not established or that are not known by most of the investors. But one of these virtual currencies is XRP, that is down 93% from its peak. Cardano (ADA) is included here, registering a 93% decrease and MIOTA 92%.

It is important to mention that when these virtual currencies registered all time highs in January 2018, the market was very bullish and individuals were expecting the price to keep growing even further. Of course, this did not happen, and the losses were massive.

There are other virtual currencies that lost between 80% and 90%. We can mention EOS, that registered 80% losses from its highest mark. Some enthusiasts were expecting EOS to reach $30 or even $50 dollars, something that never happened. Indeed, the highest point was $24 dollars.

There are other assets that have lost between 80% and 90% including Bitcoin Cash (BCH), that registered losses of 88%, and DogeCoin (DOGE) with 87% losses.

We have also another group of coins that lost between 70% and 80% from their peak. We are talking about Stellar Lumens (XLM) that lost 77%, Decred (DCR) 70% down, and Ethereum Classic (ETC) with 75% losses.

Bitcoin is registering losses of 68% since its peak close to $20,000 dollars in December 2017.

However, there are some coins that registered smaller losses such as VeChain (VEN) registering 48% losses, and Binance Coin (BNB) with a drop of 56%.

As there is no buying support for some altcoins, there may be an even bigger sell off, that could end with some smaller coins.

At the moment of writing Bitcoin is still the most important virtual currency in the market with a price of $6,450 dollars, Ethereum $290, XRP $0.33, Bitcoin Cash $548, EOS $5.11, Stellar $0.22, Litecoin (LTC) $56.62, Cardano $0.98 and Monero (XMR) $97.46.

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