Ripple’s native token, XRP, is making headlines in the crypto world as large investors—commonly known as “whales”—have ramped up their accumulation, signaling renewed confidence in the asset. This surge in demand comes at a pivotal moment for Ripple, as the company navigates the final stages of its high-profile legal battle with the U.S. Securities and Exchange Commission (SEC) and expands its institutional partnerships.
Whale Activity and Market Performance
Over the past month, XRP has seen significant accumulation by whale investors. Wallets holding between 1 million and 10 million XRP tokens have added 260 million XRP, while smaller whale cohorts have also increased their holdings. This broad-based accumulation has supported a bullish outlook for XRP, even as retail traders have begun to realize profits after a strong rally 1.
XRP’s price has climbed more than 65% since April 2025, reaching above $2 and sitting just under 25% below its May peak of $2,65. Traders who entered before November 2024 are now sitting on over 300% in unrealized gains. Key resistance levels to watch are $2,25, $2,65, and $3,00, with support at $2,00 and $1,61. Technical indicators show mixed signals, with the RSI at 45 and the MACD flashing red, suggesting a period of consolidation before the next move.
Institutional Interest and Ecosystem Growth
Institutional demand for XRP is also on the rise. According to recent data, XRP funds attracted over $11 million in weekly inflows from institutions, second only to Ethereum. Year-to-date, XRP has seen $206 million in institutional flows, outpacing other major altcoins like Solana, Cardano, and Chainlink. Notably, companies such as WeBus International and VivoPower have allocated XRP in their treasuries, further validating its growing acceptance among enterprises.
Ripple’s ongoing efforts to foster regulatory clarity—most recently through proposals to UK regulators—have bolstered positive sentiment. The company’s partnerships, especially with firms like SBI Holdings (which owns 9% of Ripple Labs), continue to drive adoption of the XRPLedger and its native token.
Legal Developments and Future Outlook
The SEC v. Ripple lawsuit, a major overhang for XRP, is now in its appeals phase and expected to conclude by August 2025. Legal experts suggest that a resolution could remove significant barriers for Ripple, potentially unlocking new partnerships and use cases for the XRPLedger. As regulatory uncertainty fades, analysts anticipate that XRP could retest its 2025 peak of $3,40 and possibly revisit levels last seen during the 2018 bull run 2.
ETF Race and Regulatory Landscape
While the U.S. continues to debate crypto regulation, Canada has taken the lead with the launch of the country’s first XRP ETF by Purpose Investments. This move highlights the importance of regulatory clarity in driving innovation and investment product availability. The U.S. SEC is still reviewing applications for an XRP ETF, underscoring the regulatory gap between the two countries.
Price Predictions and Market Sentiment
Expert forecasts for XRP in 2025 vary widely, reflecting both optimism and caution. Some analysts predict XRP could reach as high as $15 if it breaks key resistance levels, while more conservative estimates place the average price around $2,91 to $5,92 1 2. The consensus is that regulatory outcomes and continued adoption will be critical drivers for XRP’s next phase.
